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Coinsurance Explained
Coinsurance Requirements Most property insurance policies contain a coinsurance provision. A coinsurance provision requires the insured to insure the covered property to some specified percentage of...
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Patient Protection and Affordable Care Act’s Affects on Employers
Now that the Supreme Court has affirmed the Patient Protection and Affordable Care Act (PPACA,) there will be major changes in the healthcare landscape. For individuals, the changes will mean relief...
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Top 10 Insurance Fraud Cases
We found an interesting article on propertycasualty360.com about some sensational insurance fraud cases. The people committing these fraudulent acts are no dummies…some of these are really...
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Loss of Income Coverage, Part 2
This is the second in a series of three articles discussing Loss of Income Coverages. Selecting Business Income Coverage Limits Business interruption coverage is designed to replace the income that...
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Loss of Income Coverage, Part 3
This is the final installment in a series of three articles discussing Loss of Income Coverages. Type of Business Income Limit As explained earlier, commercial property coverage limits are commonly...
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2012’s Major Losses Will Affect Insurance Markets
Last year, the insurance industry saw its share of huge claims. World Risk and Insurance News put together a great Video Recap of 2012’s Major Losses. It’s interesting that so many of the losses were...
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White House Delays PPACA Employer Mandate until 2015
The US Treasury Department announced on Tuesday that it will DELAY enforcement of a major Affordable Care Act requirement until 2015. The requirement that all employers with more than 50 employees...
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PPACA Delay Only One Small Piece of the Puzzle
Last week’s news of the Treasury Department delaying a key provision of PPACA (aka Health Care Reform or Obamacare) was music to employer’s ears. Employers were concerned about the requirement that...
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